previous story next story

6 Reasons to Use The Online 401(k)®

Variety of Investments

We give you the option of having your funds selected and monitored by a trusted third-party investment expert.

A Web-based Solution

Run reports, check account balances, manage your portfolio — all with the click of a button. Simple.

Simple Way to Save

Save for your future without even thinking about it through payroll deductions or automatic transfers from your bank account, depending on the type of plan.

Help When You Need It

Questions? Problems? You'll always have live support available to you when you need it — we're just a phone call or an email away.

Easy-to-Understand Pricing

Our pricing structure is based on a flat fee — not the amount of money in the plan. No minimum balances, no asset-based fees. Period.

Build Your Own Future

Whether you’re looking for a retirement solution for your small business or just an extra way to save for your own future, you've got options.

Get to know our plans

Need help deciding?

Start here and find the right plan that fits you with our sign-up assistant.Find the right plan

X

Hello!

We understand you’re interested in a retirement plan. It can be an overwhelming process, so we’re here to help you narrow down your options and get you pointed in the right direction.

Now, let’s get started.

Do you have employees who work more than 20 hours a week?

YepNope

You could be a perfect fit for: Single(k)

Our Single(k) plan is designed specifically for the owner-only business with no or only part-time employees.

Learn More

How many employees do you have?

50 or fewerMore than 50

Our retirement plans are designed specifically for the small and growing business with 0 – 50 employees.

If this isn’t you, our plans may not be a good fit for your business.
To discuss with a specialist, feel free to contact us at sales@theonline401k.com or 855.401.7253.

Tell us what you would most like from your retirement plan.

Low cost and simplicityFlexibility and maximum options

How important is it to you to have the ability to contribute post-tax dollars or maximize the amount owners can contribute?

Very importantUhh…not sureNot at all important

We think you’ll like: Custom(k)

Our Custom(k) plan offers the greatest value with the most flexibility of options—including the ability to contribute post-tax dollars and maximize the amount owners can contribute. You and your employees will also have more flexible investment options and a self-directed brokerage account.

Learn More

How important is it to you to have multiple investment options available?

VeryNot so much

We think you’ll like: Express(k)

Express(k) is our most affordable 401(k) plan for businesses with 1-50 employees. It offers pre-set plan provisions with fewer options for customization. This is generally a good fit for the less savvy investor who just wants to get a solid 401(k) in place.

Learn More

We think you’ll like: Express(k)

Express(k) is our most affordable 401(k) plan for businesses with 1-50 employees. It offers pre-set plan provisions with fewer options for customization. This is generally a good fit for the less savvy investor who just wants to get a solid 401(k) in place.

Learn More