Hello!
We understand you’re interested in a retirement plan. It can be an overwhelming process, so we’re here to help you narrow down your options and get you pointed in the right direction.
Now, let’s get started.
Kick-start your future with an incredibly low cost way to get started with saving at work.
We wanted to provide another benefit to our employees. The Online 401(k) made it so easy and accessible; it didn’t make sense not to get a 401(k) plan!
I spend all day advising others about how to invest for their futures. So I took some of my own advice and started a Single(k) plan to ensure that my future is as bright as my clients’.
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I wanted a retirement plan for myself and my employees, but I wanted to keep it simple. Express(k) took care of all the details, so I could focus on what I love doing most.
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For our busy organization, we needed a retirement plan that would suit our unique needs. That’s why a truly personalized plan like Custom(k) made sense for us.
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40 million people in America aren’t saving
for retirement. Help your friends, family, and
peers and we’ll reward you with $200!
We give you the option of having your funds selected and monitored by a trusted third-party investment expert.
Run reports, check account balances, manage your portfolio — all with the click of a button. Simple.
Save for your future without even thinking about it through payroll deductions or automatic transfers from your bank account, depending on the type of plan.
Questions? Problems? You'll always have live support available to you when you need it — we're just a phone call or an email away.
Our pricing structure is based on a flat fee — not the amount of money in the plan. No minimum balances, no asset-based fees. Period.
Whether you’re looking for a retirement solution for your small business or just an extra way to save for your own future, you've got options.
We know that 401(k) isn't everyone's area of expertise, so we've put together this guide with all the basic facts to get started.
Knowledge is power!
Get it here for free!
We get it. Connect right away to a Retirement Plan Consultant.
855.401.7253
hello@theonline401k.com
Start here and find the right plan that fits you with our sign-up assistant.Find the right plan
We understand you’re interested in a retirement plan. It can be an overwhelming process, so we’re here to help you narrow down your options and get you pointed in the right direction.
Now, let’s get started.
Saver(k) is an Individual Retirement Account for just you, no business required. With Saver(k), you have a choice of Traditional IRA or Roth IRA, depending on your situation. It’s a great start to individual retirement savings, and you can also stack it on top of any of our work-sponsored plans.
Learn moreTo help determine the best plan(s) for you based on your specific needs, let’s first look at the structure of your business.
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Our Single(k) plan is designed specifically for the owner-only business with no or only part-time employees.
Learn moreSaver(k) is just for you, with no business required. With Saver(k), you have a choice of Traditional IRA or Roth IRA, depending on your situation. It’s a great start to individual retirement savings, and you can also stack it on top of any of our work-sponsored plans.
For the greatest potential for retirement savings and tax benefits for yourself and your business, consider pairing Saver(k) with your Single(k) plan.
Learn moreOur retirement plans are designed specifically for the small and growing business with 0-100 employees.
If this isn’t you, our plans may not be a good fit for your business.
To discuss your options with a specialist, feel free to contact us at sales@theonline401k.com or 855.401.7253.
Saver(k) is an Individual Retirement Account for just you, no business required. With Saver(k), you have a choice of Traditional IRA or Roth IRA, depending on your situation. It’s a great start to individual retirement savings, and you can also stack it on top of any of our work-sponsored plans.
Learn more
Starter(k) is an Individual Retirement Account that allows for contributions to be made directly through payroll deductions. This is a good place to start for the business that simply wants a low-cost, low-maintenance retirement plan in place at work. Because it’s an IRA, there are significantly lower contribution limits than with a 401(k).
Learn more
Express(k) is our most affordable 401(k) plan for businesses with 1-100 employees. It offers pre-set plan provisions with fewer options for customization. Because this plan comes straight off the shelf, it’s generally a good fit for the business owner who just wants to get a solid 401(k) in place as quickly as possible, with minimal hassle.
For the greatest potential for retirement savings and tax benefits for your business and your employees, consider pairing Express(k) with your Starter(k) plan.
Learn more
Our Custom(k) plan offers the greatest value with the most flexibility of options – including the ability to contribute post-tax dollars and maximize the amount owners can contribute. You and your employees will also have more flexible investment options and a self-directed brokerage account.
Learn moreStarter(k) is an Individual Retirement Account that allows for contributions to be made directly through payroll deductions. This is a good place to start for the business that simply wants a low-cost, low-maintenance retirement plan in place at work. Because it’s an IRA, there are significantly lower contribution limits than with a 401(k).
For the greatest potential for retirement savings and tax benefits for your business and your employees, consider pairing Starter(k) with your Custom(k) plan.
Learn moreExpress(k) is our most affordable 401(k) plan for businesses with 1-100 employees. It offers pre-set plan provisions with fewer options for customization. Because this plan comes straight off the shelf, it’s generally a good fit for the business owner who just wants to get a solid 401(k) in place as quickly as possible, with minimal hassle.
Learn moreStarter(k) is an Individual Retirement Account that allows for contributions to be made directly through payroll deductions. This is a good place to start for the business that simply wants a low-cost, low-maintenance retirement plan in place at work. Because it’s an IRA, there are significantly lower contribution limits than with a 401(k).
For the greatest potential for retirement savings and tax benefits for your business and your employees, consider pairing Starter(k) with your Express(k) plan.
Learn more